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Last updated: Please read these Terms of Use (“Terms”, “Terms of Use”) carefully before using the website (the “Service”) operated by (“us”, “we”, or “our” “me” “I” “mine”). Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and […]

Last updated: (“us”, “we”, or “our” “I” “me” “mine”) operates the website (the “Service”). ricktroy.com (“Richard Troy”, “we”, “us”, “our” “I” “me” “mine”) uses cookies on this Website. By using this Website site you consent to our use of cookies. This Cookie Policy aims to explain what cookies are and how we use them on